5 cities with the lowest ‘barrier to homeownership’ — where saving a 20% down payment takes less than 4 years

Published Sun, Jan 19 202510:00 AM EST

By: Ana Teresa Solá

How long it takes you to save for a 20% down payment on a home depends in part on where you live. 

In a pricey area such as New York City, it could take the typical buyer roughly 10.85 years to save $173,000, which is 20% of the median list price of $865,000 for a home, according to a report by RealtyHop, a real estate investment agency.
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