Mortgage rates finally moved lower last week, but that didn’t do much for demand

by anastasiakaufman-chime-me

Published Wed, Dec 3 20257:00 AM ESTUpdated Wed, Dec 3 20257:46 AM EST

By: Diana Olick

Homes in Hercules, California, US, on Wednesday, Nov. 12, 2025. The Mortgage Bankers Association is scheduled to release mortgage applications figures on November 19. Photographer: David Paul Morris/Bloomberg via Getty Images

Homes in Hercules, California, US, on Wednesday, Nov. 12, 2025.

David Paul Morris | Bloomberg | Getty Images

After rising for several weeks, mortgage rates moved decidedly lower last week, but not enough to make much of a difference in demand from current borrowers or potential homebuyers. Total mortgage application volume fell 1.4% for the week, according to the Mortgage Bankers Association’s seasonally adjusted index. An additional adjustment was made for the Thanksgiving holiday. LEARN MORE…

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