Homeowners insurance premiums have soared in recent years. How to reduce your costs

by anastasiakaufman-chime-me

Published Tue, Jun 2 20268:15 AM EDTUpdated Tue, Jun 2 20261:18 PM EDT

By: Greg Iacurci

SIMI VALLEY, CA - MAY 19, 2026: Residents watch as a wildfire moves down a hill at Runkle Canyon Park on Tuesday, May 19, 2026, in Simi Valley, CA. A fast-moving brush fire in Simi Valley burned at least one home and another structure Monday, burning over 1,300 acres. (Kayla Bartkowski / Los Angeles Times via Getty Images)
Residents watch as a wildfire moves down a hill at Runkle Canyon Park on May 19, 2026, in Simi Valley, California.Kayla Bartkowski | Los Angeles Times | Getty Images

Homeowners insurance costs have risen sharply for many people around the U.S. in recent years.

Policyholders looking to reduce their premiums have some relatively straightforward options, according to insurance experts. Other maneuvers require a financial investment that could ultimately save money in the long run, they said. LEARN MORE…

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