Mortgages, credit cards, auto loans: Expert predictions for interest rates in 2025

by anastasiakaufman-chime-me

Published Thu, Jan 16 20258:30 AM ESTUpdated Thu, Jan 16 20258:35 AM EST

By: Jessica Dickler

Expect Fed policy to be on hold for a period of time, says Roger Fergusonwatch nowVIDEO05:12Expect Fed policy to be on hold for a period of time, says Roger Ferguson

Interest rates moved lower near the end of 2024 as the Federal Reserve cut rates three times, shaving a full percentage point off the federal funds rate since September. In 2025, that trend is likely to continue. LEARN MORE…

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