If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind. That’s because you’ve likely heard that mortgage rates impact how much you can afford in your monthly mortgage payment, and you want to factor that into your planning. Here’s what you need to know. Wh

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Some Highlights The housing market is in a transition. And that gives you 3 key opportunities going into the fall. There are more homes actively for sale. Builders are motivated to sell, so a newly built home may be more achievable than you think. And mortgage rates have come down from their recent

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When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says: “Good credit sco

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By Lighter Side Staff According to a recent report on building trends, hallways are being phased out of some new construction floor plans in order to bring costs down by cutting down on square footage, while maximizing the livable space! That begs the question: If eliminating hallways can bring home

By Lighter Side Staff Trying to pinpoint when a buyers’ market will happen is nearly impossible. It usually doesn’t happen overnight, and can even be difficult for economists to declare when it “officially” becomes a buyers’ market when one comes along. But if you’re looking for some signs that a bu

Published Mon, Aug 12 20248:54 AM EDTUpdated Tue, Aug 13 202412:22 PM EDT By: Jessica Dickler@jdickler Shoppers at a Walmart store in Secaucus, New Jersey, US, on Tuesday, March 5, 2024.Gabby Jones | Bloomberg | Getty Images The U.S. economy has remained remarkably strong even amid persistent inflat

Published Tue, Aug 13 202411:45 AM EDTUpdated Tue, Aug 13 20241:53 PM EDT By: Ana Teresa Solá Iuliia Isaieva | Moment | Getty Images Homeowners are sitting on$17 trillion in equity as of the end of the first quarter of 2024, according to CoreLogic. The average homeowner gained $28,000 in equity comp

Published Wed, Aug 14 20247:00 AM EDTUpdated 2 Hours Ago By: Diana Olick New houses are seen for sale at Woodland Village, built by Lifestyle Homes housing developer, in Cold Springs, Nevada.Andri Tambunan | AFP | Getty Images It appears to have taken a few weeks for current homeowners to realize mo

In recent years, there’s been a significant shift in how wealth is distributed among generations. It’s called the Great Wealth Transfer. Historically, the transfer of wealth from one generation to the next was a more gradual process, often limited to smaller amounts of inheritance or family savings.

Over the past couple of years, a lot of people have had a hard time buying a home. And while affordability is still tight, there are signs it’s getting a little better and might keep improving throughout the rest of the year. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR

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One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.  Recent data from Realtor.com shows that nationally, there are 36.6% more homes actively for sale now compared to the same time last year. That’s a significa

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Some Highlights If you’re thinking about selling your house, it’s important to know what the home inspection is and what inspectors look for. As supply grows and buyers regain negotiation power, you may find you want to do some select repairs with a good return on investment before listing to get ah

If you’re planning to sell your house and move, you probably know there’s been a shortage of options available. But here’s the good news: the supply of homes for sale has grown in a lot of markets this year – and that’s not just existing, or previously-owned, homes. It’s true for newly built homes t

By Lighter Side Staff Many people have become quite angry (and vocal!) about how tipping has gotten out of control. It’s become almost a given that you have to decline giving a tip, even when someone does something as simple as take your order at a fast-food restaurant. It seems like everyone wants

By Lighter Side Staff CNBC reported that an estimated 7.9 million renters were actually “income mortgage ready” — meaning they were qualified and could have bought a home — according to an analysis of the 2022 American Community Survey by the U.S. Census Bureau. While some of those folks likely chos